MEDICARE PART D

Medicare Part D

Medicare Part D helps cover the cost of prescription drugs. It's a separate plan offered by private insurance companies and works alongside your Original Medicare or some Medicare Advantage plans. Each plan has its own list of covered medications (called a formulary), so it's important to choose one that fits your personal prescriptions and pharmacy preferences.

If you're turning 65 or already enrolled in Medicare, you may be wondering whether you need a Part D plan. Even if you’re not currently taking medications, enrolling when first eligible can help you avoid late enrollment penalties down the road.

Choosing the right Part D plan can be confusing, especially with so many options. I help seniors compare plans, review medication coverage, and understand out-of-pocket costs so you can feel confident in your choice. Let’s make sure your prescriptions are covered at a price that works for your budget.